When you decide to undertake financial planning, it's important to understand what it can do for you—and what it can't do. Many people consult with a financial planner as they face major life events that have a financial impact: getting married, having children, college expenses, or nearing retirement. Planning is important for these events, but it can help at any time in your life, as long as you realize what you'll get out of it.

A business is only as good as the employees who work for it. Effectively screening employees is a must to ensure you always hire the right personnel. Unfortunately, previously reliable employees can travel over to the "dark side" and cause serious problems. Some might even go so far as to skim significant sums of money from company coffers. Small business owners really do have to be aware of the major red flags associated with employee embezzlement or else they could lose a stratospheric amount of money very quickly.

You are in a really tough financial bind and a payday loan could reliably cover your immediate expenses. Yet, you are making the common error so many others do. You might be saying to yourself "Why bother applying when I am not going to be approved?" Do yourself a huge favor and avoid subscribing to the following myths about cash advance loans because you end up doing yourself a great disservice.

One of the most difficult things for many people is living within their means each month. Some people carry too much debt and never live within their means. If you want to be prepared and live normally without feeling poor, then follow these 3 simple tips so that you can be healthier financially. Set a Budget This may sound obvious, but many people live off of credit cards and do not live within their normal income.

If you are like many Americans, in that you make your money by freelance, on the road, or on an irregular schedule, it can be difficult to keep up with the financial aspect of it all. Organization is critical in this regard, because it can be the difference between keeping tabs on your money and wondering where it all goes. If you want to give yourself an edge when it comes to tackling your financial life, in the face of your irregular work life, follow these critical tips.